Family and Medical Leave Act (FMLA)
An eligible employee is entitled to a maximum of twelve (12) weeks of paid/unpaid leave in any twelve (12) month period for reasons that qualify under FMLA.
An employee may choose not to retain health coverage during the FMLA leave. However, when an employee returns from leave, the employee is entitled to have coverage reinstated on the same basis as it would have been if the leave had not been taken. (Coverage will be reinstated without any additional qualifications requirements imposed by the Plan. The Plan's provisions with respect to Pre-Existing Conditions, deductibles and co-insurance amounts will apply on the same basis as they did prior to the FMLA leave.)
Uniformed Services Employment and Reemployment Rights Act (USERRA)
If an individual was covered under this Plan immediately prior to being called to active duty by any of the uniformed services of the United States of America, coverage may continue for up to eighteen (18) months or the period of uniformed service leave, whichever is shortest, if the individual pays any required contributions toward the cost of coverage during the leave. If the leave is less than than (30) days, the contribution rate will be the same for active employees. If the leave is longer than thirty (30) days, the required contribution will not exceed 102% of the cost of coverage.
Whether or not the individual elects continuation coverage under the Uniformed Services Employment and Reemployment Rights Act (USERRA), coverage will be reinstated on the first day the individual returns to active employment with the Employer if released under honorable conditions and the individual returns to employment: (a) on the first full business day following completion of the military service for a leave of thirty (30) days or less; or (b) within fourteen (14) days of completing military service for a leave of thirty-one (31) to one hundred eighty (180) days; or (c) within ninety (90) days of completing military service for a leave of more than one hundred and eighty (180) days (a reasonable amount of travel time or recovery time for an illness or injury determined by the VA to be service-connected will be allowed).
When coverage under this plan is reinstated, all provisions and limitations in this Plan will apply to the extent that they would have applied if the military leave had not been taken and coverage had been continuous under this plan. The eligibility waiting period will be waived and the Pre-Existing Condition Limitation will be credited as if you had been continuously covered under this plan from the original effective date. (This waiver of limitations does not provide coverage for any illness or injury caused or aggravated by the military service, as determined by the VA. For complete information regarding the rights under USERRA contact the Employer.)